Huwebes, Pebrero 8, 2018

“Along With The Gods” A Very Interesting Moving

I am not really into fantasy movies or dramas but "Along with the Gods" is something that I am interested to watch not only that it has a unique story but the movie broke records by being the 2nd Biggest Box Office hit in Korean means it has something to offer.

The film is said to be be released in two parts, and stars Ha Jung-woo, Cha Tae-hyun, Ju Ji-hoon and Kim Hyang-gi. The first part of the film was released on December 20, 2017. The second part of the film, Along With the Gods: The Last 49 Days, will be released in the summer of 2018.


Story of the death of an ordinary fireman named Ja-hong (Cha Tae-hyun) and Gang-rim (Ha Jung-woo), the head grim reaper who escorts Ja-hong to the afterlife, where he will assign a public defender to represent him in 7 trials in 49 days to find out how he lived his life and where he ought to spend the rest of eternity.

From: Wikipedia

Exciting Cavs Game Made My Day!

Cavs is in a turmoil right now and everybody knows about it. After realizing that they will face Minnesota Timberwolves today, I told myself that the chance that Cavs will lose is very big considering the fact that the Timberwolves is one of the top 6 teams in the league. James and his teammates played a lot better today compared to their previous games. They have been shooting really well and although their defense hasn't improved a lot, they were able to defend really well.

James showed his greatness by defending and shooting the ball when needed. I was so happy that I watched the game twice today. LOL!

Watch the game highlights below.

Biyernes, Pebrero 2, 2018

I Saw the Devil - The Best Suspense Movie

I have time to watch movie yesterday and I'm in the mood of watching suspense thriller movies. So, I went through my DVDs and decided to watch my favorite suspense thriller movie. I watch Hollywood movies and do not get me wrong most of the good movies are produced in the US but I'm also a fan of Korean Suspense movies. I believe that they are doing a great job creating suspense movies. I have watched almost ALL of their suspense films and my favorite of all is "I Saw the Devil".

In case you do not know yet, "I Saw the Devil" is quite an old movie because it was produced 2010. I maybe speaking too much of it but for those people who like suspense movie, I highly suggest that you watch it and I know you will find it very interesting and unique.

Credits from Wikipedia:

Saw the Devil (Hangul: 악마를 보았다; Hanja: 惡魔를 보았다; RR: Akmareul boatda) is a 2010 South Korean action horror thriller film directed by Kim Jee-woon, and written by Jee-woon and Park Hoon-jung. Starring Lee Byung-hun and Choi Min-sik, the film follows NIS agent Kim Soo-hyun (Byung-hun), who embarks on a quest of revenge when his fiancée is brutally murdered by a psychopathic murderer, Jang Kyung-chul (Min-sik). I Saw the Devil made its premiere in the United States at the 2011 Sundance Film Festival and had a limited U.S theatrical release.

Huwebes, Pebrero 1, 2018

Cute Seungjae Cries Out Please save the Eel!

Seungjae's cuteness is irresistible. I like his innocence  and it shows how he truly cares for animals and other stuff around him. Watch the clip below and enjoy!!!

Miyerkules, Enero 31, 2018

The Return of Superman - A Good Stress Reliever

As a working mom and a full time mom, I really never get to have a chance to watch movies whenever I want or even to play gaming console games anymore. But there's one thing that I always have time except for taking care of my kid and working, that is to watch "The Return of Superman" in KBS. The show is about Father taking care of their kids for 48hours. It is not only entertaining but you can learn a lot from that TV show. I like how the fathers take time to care for their kids and how they look for fun ways to teach them. 

I have some clips below, please watch them and enjoy.

How to File Pagibig Housing Loan - Retail

I see lots of people trying to file housing loan in Pagibig. I tried it once and it really is quite easy. But what if you are filing for retail house and lot? When we say "Retail" it means you are buying a house outside of real state company. Let's say someone you know is selling his/her house and you want to buy it through Pagibig. Yes, is possible. You will need lots of paper works but once everything are all set processing is easy.

First thing you need to do is to prepare the required documents. Then, they will schedule an inspection to the property you are buying. The price of the property determined in the inspection can affect your loan-able amount.

  • P1,000 - upon filing of housing loan application with required documents (non-refundable)
  • P2,000 – appraisal fee (upon filing of loan application, non-refundable)
  • P2,000 – upon take-out (deducted from the loan proceeds)
  1. Housing Loan Application with recent ID photo of borrower/co-borrower (if applicable) (2 copies, HQP-HLF-068/069)
  2. Proof of Income (see details below)
  3. One (1) valid ID (Photocopy, back-to-back) of Principal Borrower and Spouse, Co-Borrower and Spouse, Seller and Spouse and Developer’s Authorized Representative and Attorney-In-Fact, if applicable
  4. Transfer Certificate of Title (TCT) (latest title, Certified True Copy). For Condominium Unit, present TCT of the land and Condominium Certificate of Title (CCT) (Certified True Copy).
  5. Updated Tax Declaration (House and Lot) and Updated Real Estate Tax Receipt (photocopy)
  6. Contract-to-Sell or similar agreement between the buyer and seller
  7. Vicinity Map/Sketch of the Property
  1. TCT/CCT in the name of the borrower/co-borrower/s (if applicable) with proper mortgage annotation in favor of Pag-IBIG Fund (Owner’s Duplicate Copy)
  2. TCT/CCT in the name of the borrower/co-borrower/s (if applicable) (Certified True Copy) with proper mortgage annotation in favor of Pag-IBIG Fund (RD’s copy)
  3. Updated Tax Declaration (House and Lot) and Updated Real Estate Tax Receipt (Photocopy) in the name of the borrower/co-borrower/s, if applicable
  4. Loan Mortgage Documents
    1. Loan and Mortgage Agreement duly registered with Registry of Deeds with original RD stamp (HQP-HLF-162/163)
    2. Deed of Absolute Sale duly registered with Registry of Deeds with original RD stamp
    3. Duly accomplished/notarized Promissory Note (HQP-HLF-086/087)
    4. Disclosure Statement on Loan Transaction (HQP-HLF-085)

    * For Locally Employed, any of the following:
  1. Notarized Certificate of Employment and Compensation (CEC), indicating the gross monthly income and monthly allowances or monthly monetary benefits received by the employee
  2. Latest Income Tax Return (ITR) for the year immediately preceding the date of loan application, with attached BIR Form No. 2316, stamped received by the BIR
  3. Certified One (1) Month Payslip, within the last three (3) months prior to date of loan application
  4. NOTE: For government employees, the Certified One (1) Month Payslip, within the last three (3) months prior to date of loan application, must be submitted together with CEC or ITR.
    * For Self Employed, any of the following Proof/s of Income:
  1. ITR, Audited Financial Statements, and Official Receipt of tax payment from bank supported with DTI Registration and Mayor’s Permit/Business Permit
  2. Commission Vouchers reflecting the issuer’s name and contact details (for the last 12 months)
  3. Bank Statements or passbook for the last 12 months (in case income is sourced from foreign remittances, pensions, etc.)
  4. Copy of Lease Contract and Tax Declaration (if income is derived from rental payments)
  5. Certified True Copy of Transport Franchise issued by appropriate government agency (LGU for tricycles, LTFRB for other PUVs)
  6. Certificate of Engagement issued by owner of business
  7. Other document that would validate source of income
    * For Overseas Filipino Workers (OFW), any of the following:
  1. Employment Contract
    • Employment Contract between employee and employer; or
    • POEA Standard Contract
  2. Certificate of Employment and Compensation (CEC)
    • CEC written on the Employer/Company’s official letterhead; or
    • CEC signed by employer (for household staff and similarly situated employees) supported by a photocopy of the employer’s ID or passport
  3. Income Tax Return filed with Host Country/Government
    NOTE: If documents are in foreign language/s, English translation is required.
» ADDITIONAL REQUIREMENTS (if applicable only)
    * Upon Loan Application
  • For OFW members
    1. Special Power of Attorney (SPA) notarized prior to date of departure. For OFW member abroad, a SPA notarized by a Philippine Consular Officer, or SPA notarized by a local notary (of the country where the member is working) but duly authenticated by the Philippine Consulate.
    2. The Fund may also require any or a combination of the following documents:
      • Payslip indicating income received and period covered
      • Valid OWWA Membership Certificate
      • Overseas Employment Certificate
      • Passport with appropriate visa (Working Visa)
      • Residence card/permit (permit to stay indicating work as the purpose)
      • Bank remittance record
      • Professional License issued by Host Country/Government
        NOTE: If documents are in foreign language/s, English translation is required.
  • Insurance Coverage
    1. Health Statement Form (Medical Questionnaire)
      • For borrowers over 60 years old
      • For borrowers up to 60 years old, if loans is over P2.0 M to P6.0 M
    2. Health Statement Form (Medical Questionnaire) and Copy of the result of medical examination conducted prior to assignment overseas as required by the employment agency
      • For OFW borrowers over 60 years old
  • For Purchase of Lot with Construction of House (PLCH)
    1. Building Plans, Specification with Bill of Materials duly signed by the Licensed Civil Engineer or Architect
  • For Properties Purchased from a Developer/Corporation/ Association
    1. License to Sell (Applicable to Developer only)
    2. Secretary’s Certificate on the Authorized Signatory of the Developer/Corporation/Association
    3. One (1) valid ID of the Corporate Secretary and Authorized Signatory of the Developer/Corporation/ Association (Photocopy, back-to-back)
    * Prior to Loan Release
  • Surety bond (for properties that are subject to the lien imposed by Section 4 Rule 74 of the Rules of Court)
  • Collection Servicing Agreement with Authority to Deduct Loan Amortization or Post Dated Checks, if applicable
  • For Purchase of New Residential Unit only
    • Occupancy Permit
  • For PLCH only
    • Occupancy Permit
    • Building Plans/Electrical/Sanitary Permits duly approved by the building officials

Learn to Know when to Shut your Mouth

We all know that it is hard to shut our mouth especially if we get too excited, angry or just about anything at all (at least for the most of us). But me for I have been working for more than 12 years, I was able to see how words affects not just your but your work and everybody else around you.

I was a victim too of people that are saying bad things behind your back. Well, for some reason other people will give you comments without considering how you feel which sucks. I know that there are instances where I did that too and trust me it feels bad after you realize what you have done and it is too late. 

I may not able to list everything but below are the things you have to consider before opening your mouth:

  • Does it concern you? If it is none of your business, then close your mouth.
  • Will it hurt other people? 
  • Do you have proof?
  • Will you gain something from it?